From 1 October 2026, Australian businesses will no longer be able to add surcharges to most card payments. We explain what’s changing, how Xero is handling the change, and what small businesses should consider now to protect their margins and prepare before the deadline.
Card Surcharge Ban Australia 2026: What Small Businesses Need to Know Read More »
It’s not a margin problem — it’s a clarity problem.
Many business owners find themselves in a frustrating position: the business is busy, work is coming in, the team is flat out and yet, there is little to show for it in terms of profit.
The natural assumption is that something must be wrong with pricing, margins, or costs. The common responses are to increase revenue, raise prices, or reduce expenses. While these can form part of the solution, they are often not the root cause.
In our experience, the issue is rarely just a margin problem. More often, it is a lack of clarity particularly around how time, pricing, costs, and cashflow interact within the business.
Busy But Not Profitable? You May Be Focusing on the Wrong Numbers Read More »